Monetize your gold ornaments in just 20 minutes with India's highest per-gram valuation, zero income proof, 100% insured bank vault storage, and lowest monthly interest from 0.79%.
Gold ornaments stored in lockers earn zero return. With Vashnavi Fintech Private Limited, your gold works for you when you need instant emergency funds, agricultural seeds/fertilizer investments, or rapid business cash. Enjoy the highest loan-to-value (LTV) per gram in the market with instant account credit.
Non-destructive computerized karat testing conducted right in front of you.
Stored in tamper-proof bags inside steel vaults with 24x7 CCTV & armed guard security.
Pay only monthly interest and repay principal at tenure end (bullet repayment).
Low credit score or zero credit history is not a barrier for gold loan approval.
Bring ornaments to branch or schedule doorstep certified valuer visit.
Quick biometric or OTP verification of your Aadhaar & PAN card.
Immediate fund disbursal via IMPS/NEFT or cash over the counter.
| Monthly Interest Scheme | From 0.79% per month (9.48% per annum) |
|---|---|
| Loan Tenure | 3 Months to 24 Months (Easily renewable) |
| Eligible Ornaments | Gold jewelry of 18 Karat, 20 Karat, 22 Karat & 24 Karat purity |
| Insurance Protection | 100% full market value insurance at zero cost to the borrower |
Get today's highest per-gram valuation rate instantly.