Vashnavi Fintech
Helpline: +91 63956 53360 Email: info@vashnavifintech.com Mon - Sat: 9:30 AM - 6:30 PM
RBI Compliant FinTech Network Grievance Cell Quick Enquiry
Auto Financing

Vehicle & Auto Loan Solutions

Drive home your dream car, motorcycle, or commercial fleet with up to 100% on-road funding, competitive interest rates starting from 8.75% p.a., and flexible repayment up to 7 years.

8.75%
Starting Interest Rate (p.a.)
100%
On-Road Funding Available
84 Months
Maximum Repayment Tenure
4 Hours
In-Principle Sanction
Hit the Road Faster

Hassle-Free Auto Loans for Personal & Commercial Needs

Whether you are purchasing your family's first four-wheeler, upgrading to a luxury SUV, buying a daily commuter two-wheeler, or expanding your commercial transport and logistics fleet, Vashnavi Fintech Private Limited delivers bespoke vehicle financing with quick dealership coordination and lowest monthly EMIs.

New Passenger Cars

Finance hatchbacks, sedans, SUVs, and electric vehicles with up to 100% on-road funding.

Certified Used Cars

Up to 85% valuation funding for pre-owned cars from verified multi-brand dealerships.

Two-Wheelers & EVs

Low down-payment financing for petrol bikes, scooters, and eco-friendly electric two-wheelers.

Commercial Vehicles

Financing for light commercial vehicles (LCVs), heavy trucks, tippers, and school/staff buses.

Vehicle Loan Eligibility & Documents

Applicant Criteria

  • Age: 21 to 65 years
  • Salaried or Self-Employed with min 1 year stability
  • Valid driving license / learner's license
  • Minimum monthly household income of ₹20,000

Documents Required

  • PAN & Aadhaar Card
  • Latest 3 Months Salary Slips / ITR returns
  • 6 Months Bank Statement
  • Proforma Invoice / Quotation from Dealership

Vehicle Loan Pricing

Interest Rate Range 8.75% to 13.50% per annum (Fixed or Floating options)
Processing Fee 0.5% to 1.0% of loan amount (Capped at ₹5,000 + GST)
Repayment Tenures 12 Months to 84 Months (Up to 7 Years)
Hypothecation Vehicle endorsed in favor of the lender till loan completion
Quick Assistance

Enquire for Vehicle Loan

Receive instant pre-approved auto financing.

Multi-Bank Auto Tie-Ups • Fast Dealership Delivery
Auto Financing Queries

Vehicle Loan FAQs

Yes. For select salary profiles and premium car models, our partner lenders provide up to 100% on-road funding covering ex-showroom price, RTO registration, road tax, and comprehensive 3-5 year insurance.

Absolutely. We offer dedicated Used Car Loans funding up to 85% of the vehicle's certified valuation for cars up to 10 years old at loan maturity.