We have eliminated bank queues, physical paperwork, and opaque delays. Discover our seamless 4-step digital journey from online application to bank account credit.
Experience India's most modern and intuitive loan application pipeline.
Choose your preferred loan scheme and submit a quick enquiry with your requirements and contact information.
Verify your identity securely through Aadhaar OTP or DigiLocker. Securely share your bank statement via netbanking aggregator for automated credit evaluation.
Our algorithmic underwriting engine analyzes your creditworthiness in real-time, matching you with the lowest interest rate and issuing an official in-principle sanction letter.
E-sign your loan agreement via Aadhaar e-Sign, register automated monthly repayments via e-NACH mandate, and receive funds directly into your verified bank account.
We value your time. Depending on the complexity and regulatory verification requirements of each financing product, we maintain strict SLA turnaround times.
Our loan specialists track your file continuously and keep you updated via WhatsApp and SMS.
| Loan Product | Eligibility Decision | Disbursal Timeline |
|---|---|---|
| Instant Personal Loan | 15 - 30 Minutes | Same Day (4 - 24 Hours) |
| Instant Gold Loan | Instant at counter | 20 - 30 Minutes |
| Vehicle & Auto Loan | 2 - 4 Hours | Same Day Delivery |
| Business & MSME Loan | 2 - 4 Hours | 24 - 48 Hours |
| Home Loan & Mortgage | 24 Hours | 3 - 5 Working Days (Legal Verification) |
| Loan Against Property | 24 Hours | 5 - 7 Working Days (Title Search) |
Having your documents handy on your mobile phone or laptop speeds up the instant e-KYC process.
Linked with active mobile for OTP validation.
For real-time income tax and CIBIL bureau verification.
Last 6 months e-statement PDF or net banking login.
Last 3 months salary slips or previous 2 years ITR returns.
Join over 50,000 satisfied borrowers who have accelerated their financial growth with Vashnavi Fintech.